上海居转户社保缴纳避坑指南

来源:津航咨询

2023-09-01

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上海居转户社保缴纳避坑指南

 

对于很多想通过居转户落户上海的朋友来说,社保是个大挑战,因为居转户时间跨度长,一般要7年,在这个过程中,可能会涉及好几家公司,很难保证社保和个税一点问题都没有,其中有些问题甚至直接导致了落户失败。那如何避坑,根据2023年最新上海落户政策,我们做了整理总结,看看今天这篇文章你就知道了。

 

一、社保按最低基数缴纳

申请上海居转户对社保基数是有要求的:

有中级职称:后4年累计36个月满足1.3倍社保基数

无中级职称:后4年累计36个月满足2倍社保基数

官方着重强调的是后4年的社保基数要求,那是不是完全不看前几年了?这是误区!虽然官方没有对前3年的社保作出要求,但是我们在实际操作中会发现,如果之前是按最低基数缴纳的,后3年突然提高到1.3倍或2倍,这种反常现象很大概率是会被退回的,因此我们建议申请居转户前4年也要满足1倍社保基数。社保基数的提高最好是循序渐进,逐步提高至目标基数,这样再去提交申请才会成功率更高。

二、社保与个税不匹配

有些朋友前4年社保基数不足一倍,但个税是正常申报的,交得比较高,那就属于“社保个税缴纳不匹配”,社保和个税必须按规定正常足额缴纳才可以。

还有一种情况是社保个税缴纳单位不同,比如社保是上海分公司交,税是外地总公司交,这也是属于社保个税不匹配,申报落户也会被拒。

三、多家单位重复报税

在正常情况下,只有一家单位可以为自己申报工资薪金税项,也就是签订劳动合同的单位。但有些人存在多家单位同时报税的问题,比如做兼职,兼职单位为其报了工资薪金税项,这在上海落户时是不行的。

如果是在换工作期间,有一个月新老单位都缴纳了个税,这种情况一般影响不大,是可以说明清楚的。

四、社保补缴

有些想落户的朋友社保年限不够,问能不能通过补缴社保的方式尽快办理落户,可以非常明确的说这是不可以的。其实大家想一想,如果补缴社保认可,那就不会有这么多人卡在落户路上了。

五、社保基数未达到标准

不同的落户通道对社保基数有不同要求,比如居转户职称通道需要“后4年累计36个月满足1.3倍社保”。有不少朋友问,自己就差那么一点点,可以尝试提交落户申请吗?上海职称居转户社保缴纳基数要求符合市场化标准,这也是人社局有明确回复的,所以只要不满足条件,哪怕是差一点点,都是会被拒的。

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